General Terms and Conditions
Last updated: October 16, 2024
These General Terms and Conditions ("Terms") govern the use of the services provided by Novalearn SARL ("we", "us", or "our") through our platform "Kerno" (the "Platform"). By accessing or using the Platform, you ("User" or "you") agree to be bound by these Terms.
1. Introduction
Novalearn SARL is a company registered in Switzerland, offering services through the Kerno Platform, including:
- Kerno Start: Incorporate your company in minutes.
- Kerno Accounting (Coming Soon): AI-powered bookkeeping.
- Kerno Payroll (Coming Soon): Effortless and compliant hiring.
2. Definitions
- Platform: The website and services provided by Novalearn SARL under the brand "Kerno".
- Services: All services provided through the Platform, including Kerno Start, Kerno Accounting, and Kerno Payroll.
- Third-Party Providers: Independent service providers who offer legal and other services through the Platform.
3. Scope
These Terms apply to all Users of the Platform, regardless of whether they are registered or unregistered, and govern all aspects of the relationship between the User and Novalearn SARL concerning the use of the Platform and Services.
4. Account Registration
- Eligibility: By registering, you confirm that you are at least 18 years old and have the legal capacity to enter into a contract.
- Registration Process: You must provide accurate and complete information during registration and keep your account information updated.
- Account Security: You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account.
5. Use of the Service
- Acceptable Use: You agree to use the Platform and Services in compliance with applicable laws and these Terms.
- Prohibited Activities: You shall not engage in any activities that are unlawful, infringe upon the rights of others, or interfere with the operation of the Platform.
6. Content on the Platform
- Ownership: Unless otherwise stated, all content on the Platform is owned by Novalearn SARL or its licensors.
- License: We grant you a limited, non-exclusive, non-transferable license to access and use the Platform and Services.
- Restrictions: You may not reproduce, distribute, modify, or create derivative works from the content without our prior written consent.
7. Content Provided by Users
- User Content: You may provide content (e.g., data, documents) necessary for the provision of Services.
- Responsibility: You are solely responsible for the content you provide and must ensure it does not violate any laws or third-party rights.
- License to Us: By submitting content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, and modify the content solely for the purpose of providing the Services.
8. Third-Party Services
- Third-Party Providers: Certain Services, including legal services for company incorporation, are provided by Third-Party Providers, not directly by Novalearn SARL.
- No Liability: We are not liable for the actions or omissions of Third-Party Providers. Any issues arising from their services should be addressed directly with them.
- Third-Party Terms: Your use of Third-Party Services may be subject to additional terms and conditions imposed by those providers.
9. Payment Terms
- Fees: Prices for Services are listed on the Platform and may change without notice.
- Payment Processing: Payments are processed through Stripe. We do not store your payment information.
- Payment Obligations: You agree to pay all fees associated with the Services you select.
- Retention of Rights: We reserve the right to withhold or discontinue Services if payment is not received.
10. Liability and Indemnification
- No Warranty: The Platform and Services are provided "as is" without warranties of any kind.
- Limitation of Liability: To the maximum extent permitted by Swiss law, Novalearn SARL shall not be liable for any indirect, incidental, or consequential damages arising out of or in connection with the use of the Platform or Services.
- Indemnification: You agree to indemnify and hold harmless Novalearn SARL, its affiliates, and employees from any claims arising from your use of the Platform, violation of these Terms, or infringement of any rights of another.
11. Severability
If any provision of these Terms is found to be invalid or unenforceable under applicable law, such provision shall be ineffective only to the extent of such invalidity or unenforceability, without affecting the remaining provisions of these Terms.
12. Governing Law and Jurisdiction
- Governing Law: These Terms are governed by the laws of Switzerland.
- Jurisdiction: Any disputes arising from or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts at the registered office of Novalearn SARL.
13. Dispute Resolution
- Amicable Resolution: In the event of any dispute, the parties agree to attempt to resolve the issue amicably before initiating legal proceedings.
- Contact for Disputes: You may contact us at [contact email] to discuss any disputes.
14. Changes to the Terms
We reserve the right to modify these Terms at any time. Changes will be effective upon posting on the Platform. Your continued use of the Platform after changes are posted constitutes your acceptance of the new Terms.
15. Termination
- By User: You may terminate your account at any time by contacting us or using the account termination feature on the Platform.
- By Us: We may suspend or terminate your access to the Platform if you violate these Terms or for any other reason at our discretion.
16. Privacy Policy
Your use of the Platform is also governed by our Privacy Policy, which is incorporated into these Terms by reference.
17. Contact Information
For any questions or concerns regarding these Terms, please contact us at:
Novalearn SARL
Chemin de la Vulliette 28, 1000 Lausanne 25, Switzerland
Email: o
Additional Provisions
18. Legal Services Disclaimer
- Third-Party Responsibility: Legal services, including but not limited to company incorporation, are provided by independent Third-Party Providers. Novalearn SARL does not provide legal services and is not responsible for the fulfillment of duties related to such services.
- No Liability for Legal Services: We are not liable for any errors, omissions, or issues arising from the legal services provided by Third-Party Providers. Any legal issues should be addressed directly with the Third-Party Provider responsible.
19. Payment Processing
- Stripe Payments: All payments made through the Platform are processed by Stripe, a third-party payment processor. By making payments, you agree to comply with Stripe's terms and conditions.
- No Storage of Payment Information: We do not store your credit card or payment information on our servers.
20. Entire Agreement
These Terms constitute the entire agreement between you and Novalearn SARL regarding the use of the Platform and supersede any prior agreements.
21. Assignment
You may not assign or transfer your rights or obligations under these Terms without our prior written consent. We may assign our rights under these Terms to any third party at our discretion.
22. Waiver
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.
23. Language
These Terms may be translated into other languages for your convenience. In the event of a conflict between the English version and a translated version, the English version shall prevail.
By using the Kerno Platform, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.
Kerno